Explore Flexible Loan & Financing Solutions with FinanceYa Canada
FinanceYa Canada connects you with a trusted network of third-party lenders and financial partners across Canada. From personal loans and auto financing to powersport units, mortgage options, and debt relief programs, we make it easier to explore solutions that fit your financial needs. Approval and loan terms are determined by the lender.
Explore Diverse Financial Solutions Today
Explore tailored financial solutions designed to meet your needs.
Competitive Automotive Financing Options
Find financing solutions for new and used cars through trusted lender partners. FinanceYa Canada helps you explore flexible car loan options with repayment plans tailored to your needs.
Competitive Powersport Financing Options
Secure financing for ATVs, UTVs, motorcycles, snowmobiles, boats, RVs, and more. Our partners provide flexible options whether you’re buying from a dealership or a private seller.
Comprehensive Mortgage Solutions
Connect with mortgage partners to explore purchase, refinancing, or renewal options. Discover competitive rates and terms designed to support your homeownership goals.
Business Growth Financing
Through our third-party lender partners, FinanceYa Canada helps you explore business financing options—including flexible loans, credit lines, and cash advances—that can fuel your company’s growth.
Debt Help
Through third-party partners, explore debt relief solutions to help reduce financial stress and find a path toward becoming debt-free. Options may include consolidation or tailored repayment programs.
FAQs
Answers to Your Top Loan Questions at FinanceYa Canada
What is the minimum credit score required to a secure a loan?
FinanceYa Canada works with a range of trusted third-party lender partners, each with their own approval criteria. While credit score is considered, many lenders also review factors like income, employment, and overall financial profile. Eligibility depends on the lender’s review.
Are there any fees for early repayment of the loan?
FinanceYa Canada works with a network of third-party lender partners, and each lender sets their own loan terms. Many lenders do not charge penalties for early repayment, allowing you to pay off your loan partially or in full at any time. Exact terms, including any fees, are determined by the lender and will be provided during the application process.
How long does it take to get a loan approved
Approval times depend on the third-party lender you’re connected with through FinanceYa Canada. Many lenders can provide decisions within 24 to 48 hours after receiving a completed application, with funding often available shortly after approval. Exact timelines vary depending on the lender and the specifics of your application.
Can I apply for a loan with a co-applicant
Yes, you can apply with a co-applicant. Some third-party lenders may allow a co-applicant to strengthen the application by combining income or credit profiles. Approval and terms are determined by the lender.
What kind of support can businesses expect when applying for financing?
Businesses are supported throughout the application process and can receive guidance on connecting with third-party lenders that offer loans, lines of credit, or merchant cash advances. While FinanceYa Canada provides assistance in navigating options, final approval and terms are determined by the lender.
Can I change my application after submitting it?
Once submitted, applications are sent to the third-party lender you are paired with for review. Any changes or updates should be discussed directly with that lender, as they determine approval and terms.
Contact Us
FinanceYa Canada is an independent affiliate partner. When you click on an offer, you will be redirected to a trusted third-party lender or financial partner to complete your application. We do not make credit decisions, and all approvals and loan terms are determined by the lender. Completing an application does not guarantee approval. Please review the partner’s privacy policy and terms before submitting your application.